Finance

How To Get Scholarships For Your Studies

How To Get Scholarships For Your Studies

Finance, General
Students usually hunt for scholarships to continue their study without shouldering the financial load on their parents. However, monetary grants from either government body or private organization may not be easy. You need to win the awards and below are some of the tips how to be successful in the segment: Start the search to the earliest Waiting till the last minute may lead to missing half the deadlines and so it is suggested to start the search for scholarship as soon as you can. Don't worry about the availability of the schemes. There are several scholarships, even available before your final year, to take advantage. It is better to opt for the scholarship schemes from government bodies or private foundations. You can even opt for company scholarships, provided you are eligi...
How to Save Money in Your 20’s

How to Save Money in Your 20’s

Finance, Travel
Your 20s are a great time to live it up—travel, experience new things, and grow as a person. It’s also the perfect time to start saving money. It may seem unnecessary now, but saving money now is essential to your future. In your 20s, it’s perfectly acceptable to not have it all figured out yet, but it’s a good time to build a financial foundation when you do. List Your Monthly Expenses Do you pay student loans? How about rent? These are just two of the heavy financial burdens that most 20-somethings struggle with today. With this already in mind, the best place you can start is by sitting down and listing out all of your necessary expenses. Make a note on your smartphone or write it down the old fashioned way to make sure you pay off your monthly obligations. One of the most
Top Financial Tips For First-Time Home Buyer

Top Financial Tips For First-Time Home Buyer

Finance
Buying a home is one of the biggest things to do in life. If you are a first-time buyer there are several things to consider and below are some tips from experts in the industry: Save for down payment You need to pay about 20 percent of the flat or home price as downpayment and so it is suggested to start saving for it early. Some lenders have started letting you pay less downpayment like as little as 3 percent, but know that even 5 to 10 percent may be hefty for you. Check credit Before buying a home you must check your credit as this will be one of the key factors for finance approval. Solve errors or disputes which are slowing down your credit score. Stop taking new credit Just ahead of buying a house it is not suggested to take new credit. Try to put a pause to an...
Is Your Debt out of Control?

Is Your Debt out of Control?

Finance
If you are one of the millions of people who are struggling with what seems like unmanageable debt, there are a few options for you to consider. Two of the more popular choices are bankruptcy and using a debt settlement service. Only you can determine which decision is best for your circumstances. While eliminating debt may be easier than you think, there are many cases when filing for bankruptcy simply makes more sense. This article isn’t necessarily to persuade you one way or the other, simply to inform you about using a debt settlement program. What you need to know Contrary to what you may have heard, using one of these companies doesn’t guarantee you will see an increase in your credit score. In fact, there are times that despite the best efforts of people working with you, y
How To Save Money At Younger Age

How To Save Money At Younger Age

Finance
If you are in your 20s and think savings should not be cup of your now as retiring is decades away, you are wrong. You should start your savings now. Below are two major ways how you can start. Control spending It is an universal suggestion to have a control on spending. Making purchases is very spontaneous if you are in your 20s. Try to carefully track your purchasing and know in which segment you are spending the most, and whether the money spent is needed or worth. Financial advisers suggest to curb day-to-day spending habit like dining out in an expensive restaurant may cost you huge in five years. If you come to know the figure, you will stop spending so much on eating outside. It is also suggested to wait for at least 72 hours before making impulse buying. This will g...
Why Car-Buying, Car Finance Deals On Rise In Britain

Why Car-Buying, Car Finance Deals On Rise In Britain

Automobiles, Business, Finance
Even though the prices of new cars have gone up in UK in past five years, but car-buying and driving those have become cheaper. Thanks to the financial engineers for inventing new ways of borrowing money, new way of car finance, new deals to attract more customers. Britons had never before seen such a boom in car-buying and data of 2016 reveals there were record 31.6 billion pounds money borrowing in the segment and the deals offered have become a major concern for Bank of England and the Financial Conduct Authority (FCA) as well. Let's find out whether car buyers need to be concerned too. Earlier car-buying was like going to bank and apply for a car loan. The other way was opting for Hire Purchase (HP) contract. However, in 2016 more than 80 percent of the car finance deals w...