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Tag: credit card

3 Secrets to Saving Money Despite Being on a Tight Budget

3 Secrets to Saving Money Despite Being on a Tight Budget

Finance
It is always good to have a bit of money behind you so that you can deal with unexpected financial emergencies and save for future projects and plans. The challenge is trying to find the spare cash to put away when your household budget is tight. The good news is that there are some simple but effective strategies available to help you put money away once you have made the decision to open a savings account. It also pays to search out the best digital savings account so that you can get transfer money online and get a competitive interest rate in order to see your cash grow in value. With that sorted, here are some tips on how to save money on a tight budget. Know where your money is going One aspect that is crucial to your success in making the most of your money is the ...
Comprehensive financial planning – Need credit card having bad credit

Comprehensive financial planning – Need credit card having bad credit

Business
Comprehensive financial planning - You've defaulted on past credit agreements and this has been reported to credit reference agencies. "I have a horrible credit and need a credit card," describes your position perfectly. Don't despair as issuers offer a variety of pre-paid, secured and unsecured credit cards for damaged credit on revised terms, says comprehensive financial planning expert. Your application for a credit card has recently been declined because issuers have tightened their eligibility criteria in the face of rising default rates, adds comprehensive financial planning expert. Credit cards for poor credit scores don't involve credit scoring. Issuers minimize the risk they face by requiring a cash deposit or by offering a lower credit limit. Unsecured Credit Cards for ...
Exploring the Difference between Prequalifying and Prescreening for Credit

Exploring the Difference between Prequalifying and Prescreening for Credit

General
Getting loans off banks or certified lenders has, over the recent period, become more popular. This can be for a variety of reasons, including getting credit cards to work as a safety net in times of emergency, or even getting loans to buy expensive goods that you cannot afford otherwise. There are, however, a number of terms that people may come across during the process of obtaining such loans or credit that can be incomprehensible to them. Among the most popular terms that one might hear when applying for credit, are pre-qualifying and pre-screening for credit. The two terms can often be confused or misunderstood. However, they are two totally different things and it is essential to understand the difference between each of them when applying for credit. What is Prescreeni...