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May152022 by Paul LinusNo Comments

Is there retirement after self employment

Finance

Isn’t everyone aiming toward some form of retirement? For the self-employed, the future might feel a little bit more uncertain. Does having no employer mean having no security? Not necessarily- but independent contractors have to plan (more) for the future. The economy is uncertain right now, and the future always is. Self-employed professionals who independently find their own jobs will not necessarily be provided a retirement plan by any employer or government. Is there retirement after self-employment? Yes- but the professionals, as was the case with their careers, must create this plan for themselves. Self Employment and Social Security The U.S. government provides, at least at present, social security for senior citizens (persons aged sixty-five or older). This is put in ...

Feb72022 by Paul LinusNo Comments

First time home owner’s tips

Home & Garden

Buying a house is a decision that is not to be taken lightly since there are responsibilities and risks involved. For first time home owners, there are also a lot of extra costs. Pros of Buying a House Property is an investment. Once the mortgage is paid in full, the purchaser of the property has a home to live in for good and a cash value if he or she wishes to sell. Property prices have dropped considerably over the last 18 months in almost every country across the world, foreclosures are at an all time high, so now is possibly a good time to buy a house. A home owner has the freedom to make any changes to the property or decorating choices without having to consult a landlord. Cons of Buying a House Financial costs can be a lot more than initially budgeted for, on to...

May242021 by Paul LinusNo Comments

Proven steps to buying a house

Home & Garden

Getting ready to purchase a new home is exciting, but also stressful and nerve-wracking. Many people simply don't know where to begin or how to proceed through the steps of buying a home. Using a house hunting checklist like the one below can make the process easier. How to Buy a House Step #1: Get a Realtor It's possible to buy a home without a real estate agent, but average people without experience in real estate or legal fields will need the assistance of a good realtor. A real estate agent can get appointments to see homes, help buyers make offers and negotiate house prices, and communicate with the seller. Particularly if a person is buying a home on a tight schedule while on a house hunting trip, a real estate agent comes in handy. Buying a New Home Step #2: See Houses It...

Apr292021 by Paul LinusNo Comments

Most popular homes of 20s captures architecture

Home & Garden

Based on a popular catalog of house plans for primarily smaller to mid-size homes, The Most Popular Homes of the Twenties includes a variety of looks from southwestern style to Dutch Colonial Revival. Daniel D. Reiff Supplies New Introduction Originally published in 1925 as The Most Popular Homes in America by American Builder, Daniel D. Reiff has written a new introduction and added supplementary drawings of period homes to the book. Reiff explains the advent of catalogs from which prospective homeowners could order their plans, materials, or other necessities with the most famous being the Sears, Roebuck and Company catalog homes. The purpose of this particular book was not to sell homes but rather to encourage readers to build homes using the enclosed plans. With each dr...

Feb52021 by Paul LinusNo Comments

Key areas for exterior home improvement

Home & Garden

When folks drive down your street, is it your house they notice? Or does your house blend in among the others, almost seeming invisible in the streetscape? Tons of shows on television and YouTube demonstrate how to give your home that extra curb-appealing pizzazz… so what are a few tricks of the trade to make your home the envy of the Joneses? If you have lots of money to spend, you can hire landscaping and decorating experts to transform the exterior home improvement meaningful, but it’s easy enough to accomplish an impressive level of transformation on your own. Fresh Coat of Paint Painting your entire house is a daunting and costly proposition. If it hasn’t been too long since your house was painted, sometimes you can get away with painting a few small elements of the house, l...

Jan272021 by Paul LinusNo Comments

How to turn tiny bathroom into spacious oasis

Home & Garden

Bathrooms are typically the smallest rooms in the house and often feel that way, leaving little room to move. Combat the claustrophobic feeling that some small bathrooms exude by following a few of the decorating tips below. In this article titled How To Turn Tiny Bathroom Into Spacious Oasis, we will take a look to some of the significant ways to bathroom remodel. Splurge on Luxurious Essentials Buy the softest bath towels around, splurge on the expensive soaps and shampoos, and find a bath mat that feels heavenly on bare feet. Look for ways to pump up the luxury quotient in the bathroom essentials. New Towel Rack A heated towel rack in the bathroom is one of those really extravagant extras that make each bath a joy. But not every bathroom can accommodate such a luxury so ...