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Tag: planning

Retirement planning and superannuation

Retirement planning and superannuation

Lifestyle
Retirement is something we all tend to think about from time to time, but many of us are not particularly serious about saving for it. Generation Y, for instance, might laugh off suggestions that they need to consider investing for their golden years in the distant future. However the bitter truth remains that the Twenty-First Century is undoubtedly an economically evil era. Times are perpetually changing for the worst and job security is virtually a thing of the past. A stable nest egg in this day and age of global recession and heavy superannuation losses is critical, if not mandatory, for those of us who want to retire comfortably - especially for those of us young folk who want a stable retirement in the future. Superannuation is Important but not Guaranteed One of the wor...
Resource planning – Organizational development seeks behavior change

Resource planning – Organizational development seeks behavior change

Business
Resource planning - Individually, a person might mostly act rationally and sensibly. Yet an organization manned by such individuals can act in less than sensible ways owing to group dynamics, personal conflicts and other factors. Organization development is essentially change management to change this situation. Definition of Organization Development The traditional definition of resource planning as a top down exercise to improve the effectiveness and health of the organization through planned interventions (Beckhard, "Organization development: Strategies and Models") is undergoing change. These days, the emphasis is on changing the behavior of the people in the organization by using the knowledge accumulated by behavioral sciences such as psychology, sociology, and even politic...
How To Prepare Financially Before Welcoming New Baby

How To Prepare Financially Before Welcoming New Baby

Finance
You probably are expecting a baby or at least planning to add a new member to your family. The feeling is exciting, but do know that it puts new pressure on your finance. Below are some important tips to help you plan ahead and budget for the new baby girl or baby boy. The suggestions are from Competition and Consumer Protection Commission (CCPC). It is obvious budgeting strikes fear, but don't be afraid. For novice budgeter it is recommended to use budget planner. You can get on the official website of CCPC, which is ccpc.ie. The planner is easy to understand and easy to fill up the fields too. It suggests to cut out some non-essential items from your habit like smoking or too much of coffee. You will realize it makes a big difference. Make some changes in the household income i...