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Author: Carol James

Exploring the Difference between Prequalifying and Prescreening for Credit

Exploring the Difference between Prequalifying and Prescreening for Credit

General
Getting loans off banks or certified lenders has, over the recent period, become more popular. This can be for a variety of reasons, including getting credit cards to work as a safety net in times of emergency, or even getting loans to buy expensive goods that you cannot afford otherwise. There are, however, a number of terms that people may come across during the process of obtaining such loans or credit that can be incomprehensible to them. Among the most popular terms that one might hear when applying for credit, are pre-qualifying and pre-screening for credit. The two terms can often be confused or misunderstood. However, they are two totally different things and it is essential to understand the difference between each of them when applying for credit. What is Prescreeni...
UFC 249 – Will Nurmagomedov Still Defend His Title?

UFC 249 – Will Nurmagomedov Still Defend His Title?

Gaming
With almost every sport off the betting menu, a few upstarts have remained - The UFC 249 matchups and the highly anticipated Nurmagomedov vs. Ferguson fight scheduled for the 18th of April in the U.A.E. Unfortunately, due to Russia's newly minted travel ban, UFC 249 sports gambling bettors looking to wager on Khabib or Ferguson will now be going hungry for the foreseeable future. Why Most UFC 249 Betting Sites Aren’t Offering Odds on Nurmagomedov Last week, the Russian lightweight champ Khabib Nurmagomedov took to social media to tell fans that he won’t be able to get to the UFC fight - due to the new Russian travel bans everything was now out of his control. UFC President Dana White also confirmed this but confirmed that UFC 249 will still happen, only without Team Khabib. The...
4 Tips for Dealing with Difficult Employees

4 Tips for Dealing with Difficult Employees

Business
Whether it’s a family-run establishment or a large organization, your business is inevitably going to be faced with a certain problem: a difficult employee. This could be for a number of reasons. The employee might be difficult to work with in general, or they struggle to get on with their co-workers, or they don’t perform well, or they may mean well but can never quite grasp the task at hand. You get the picture. Yet, for one reason or another, you do not have the heart to pull the trigger and let them go. This is despite the fact you will have spent a disproportionate length of time trying to get them to fit into your business, time that could have been spent on other staff members. Thankfully, you can take action now and turn that difficult employee into one that will be...
Role Of Technology In Improving Loan Approvals

Role Of Technology In Improving Loan Approvals

Finance
Running a business often requires you to manage your finances so that you meet all the expenditures within the investment limits. You have to keep a strict check on your returns, maintain accounts, conduct periodic cash flow analysis, and secure finances for future expenses. On paper, it appears to be an easy task, but most individuals struggle to handle it. Looking at the rise in the number of businesses, many banks started issuing business loans, but the conditions to qualify for those loans were soon restricted. People had to present strong personal and business credit history, continuous inflow of cash in accounts, mortgage property or submit security deposits, and similar other details. With the integration of technology in every area, businesses started flourishing, and people...
Love to Save Money? Here are 5 Vacation Essentials You Can Find Cheaper

Love to Save Money? Here are 5 Vacation Essentials You Can Find Cheaper

Travel
When it comes to booking a vacation, who doesn’t love a bargain? Saving money on vacation essentials means more money in your pocket for an extra cocktail or a night out. So, here are some of the essentials you can save cash on when you’re booking your next trip. Flights Saving money on flights has never been easier since there are now dozens of flight comparison sites that help you find the right fare. Some ways you can make the most out of these sites include: Using incognito mode – some flight sites use cookies, so the more you search, the more the price goes up. Avoid this by browsing in incognito mode Being flexible with dates if possible Opening up your search to nearby airports – an extra 20-minute drive to the airport could save you money Nobody wants to p...
What Is COPD and how can you treat it?

What Is COPD and how can you treat it?

Health
If you or a loved one has recently been diagnosed with COPD, knowing what it is and how to treat it will help you to manage your symptoms long into the future. In this post, we’ll be covering everything you need to know about COPD – what it is, how it’s caused, whether it’s curable, and, most importantly, how you can maintain a good quality of life. What is COPD? COPD stands for chronic obstructive pulmonary disease, which affects an estimated 16 million adults in the US. The name refers to a number of chronic lung diseases, the most common of these being emphysema and chronic bronchitis. We’ll cover more on these diseases below. Emphysema Emphysema occurs when the alveoli, or the tiny air sacs, at the very end of the air passages in the lungs become damaged beyond repair. This usu...