Shadow

Author: Ruchi Gupta

Understanding Third Party Owner Liability

Understanding Third Party Owner Liability

General
At nearly 15 percent of all vehicle owners, California has one of the highest numbers of uninsured motorists in the country. Additionally, the Golden State has one of the lowest insurance minimum requirements in the United States. As a result, many drivers do not have sufficient insurance coverage to fully compensate victim/plaintiffs for their economic and noneconomic damages, especially in cases involving wrongful death or other catastrophic injuries. It's legally possible to recover excess damages from individuals, but it's easier to find other responsible parties and add them to the lawsuits, therefore increasing the pool of available funds. Private Owner Liability Straightforward private negligent entrustment claims come up in a variety of car crash scenarios. A young minor...
Using Patterns to Determine Reversals or Continuation

Using Patterns to Determine Reversals or Continuation

Business
Markets generally consolidate within a trend and either correct or continue which can be determined by using specific continuation or reversal chart patterns.  By evaluating these types of patterns, you can trade the market and enter when you are comfortable that either a correction is bound to take place or a continuation is poised to ensue. Head and Shoulder The most commonly used reversal pattern is the head and shoulder reversal pattern.  This pattern generally occurs as the end of an uptrend.  A reverse head and shoulder pattern usually occurs as the end of a downtrend. A head gets its name when because the pattern looks like a personal head and shoulders. At the end of an uptrend, a correction occurs, as supply overtakes demand.  Here prices are pushed lower as investors tak...
Big Dreams Small Budget: How to Have a Fantastic Vacation

Big Dreams Small Budget: How to Have a Fantastic Vacation

Travel
“Travel more” is one of the most popular New Year’s Resolutions. It is also typically the first one to get moved to a back burner. Why? Because traveling is expensive! Getting somewhere, staying somewhere, funding your life (meals, getting around, etc) while you’re there--all of it costs money. Most of us don’t feel like we have that much money to spare. But here’s the thing: a vacation doesn’t have to be expensive. In fact, some of the country’s most popular vacation destinations offer extremely affordable options for visitors. Here are some of our favorites: San Diego The San Diego Zoo is a place everybody should experience at least once in their lives. Lego Land is tons of fun. And Sea World is even better! There’s enough to keep everybody happy and entertained for days on end. Or...
Fines Are Not the Only Reason to Avoid Drinking and Driving

Fines Are Not the Only Reason to Avoid Drinking and Driving

General
Mothers Against Drunk Driving (MADD) was founded on September 5, 1980. After 36 years, one would think the message would have sunk in by now. It hasn’t. According to MADD: In 2015, 10,265 people died in drunk driving crashes - one every 51 minutes - and 290,000 were injured in drunk driving crashes. That means people are still drinking alcoholic beverages and getting behind the wheel. Some are delusional enough to be drinking while behind the wheel. To those of us who don’t do that, such behavior seems utterly insane. But expressing that frustration is no way to change behavior. The people who do it don’t believe they are behaving in an insane manner. They believe they are perfectly reasonable. We cannot eliminate the problem without getting inside of the heads of those who drin...
New California Car Seat Law Takes Effect In January 2017

New California Car Seat Law Takes Effect In January 2017

General
Partially for education reasons and partially for enforcement reasons, lawmakers made the existing child restraint law much more specific. The current Vehicle Code 27360 requires children under 8 to be in the back seat and to be restrained in "an appropriate child passenger restraint system meeting applicable federal motor vehicle safety standards," a vague phrase that is almost impossible to enforce and also gives parents almost no guidance as to what kind of restraint is appropriate for what ages and sizes. The new law uses the 2-40-40 rule: children under 2 who weigh less than 40 pounds and are less than 40 inches (3'3") tall must be in rear-facing car seats. Children from 2 to 8 must be in front-facing car or booster seats; children over 8 can sit buckled in the rear seat if the ...