Paul Linus, Author at News, Views and Reviews

Dec62021 by Paul LinusNo Comments

Weight loss – Five pitfalls to avoid

Health

Sustained weight loss is possible when tempting pitfalls are avoided. The following are five pitfalls to avoid for weight loss: Television The entire nature of television is that it is a sedentary, passive entertainment that is conducted while sitting down for extended periods of time. Time spent watching television is definitely time spent not moving very much. Therefore, there is no opportunity to burn calories. Worse, most people take snacks to eat in front of the television. These snacks are often of the salty, highly caloric variety. If television is a relaxing and enjoyable pastime, it does not have to be totally excluded from life. One way to avoid gaining weight is to walk on the treadmill while watching television. Another suggestion is to change the type of snacks that ...

Dec42021 by Paul LinusNo Comments

Travel guide: Snorkeling in the Galapagos Islands

Travel

Most people who visit Galapagos do so to see the animals, and it’s true that the islands are home to many fascinating species of birds, reptiles, insects and more. Most people don’t necessarily know that the Galapagos are also world famous for diving and snorkeling. Why the Galapagos Islands are Great for Snorkeling The Galapagos Islands are strategically located on the equator off the western coast of South America. Every year, currents coming up from South American and down from North America bring rich ocean nutrients. These nutrient-rich waters feed fish and marine plants, which in turn feed sharks, sea turtles and many of the above-water Galapagos animals such as boobys and frigatebirds. The Galapagos marine world does not have much coral, but does feature fish, echinoderms ...

Dec12021 by Paul LinusNo Comments

How to work past the age of 65

Career

As the expenses of daily life rise and the strain of the economic climate puts a drain on family finances, few find it possible to save enough money so when the time comes they can retire in comfort. Even if they do plan saving the traditional ways, the income derived from pensions, social security and RRSPs are often not enough to meet the rising costs of living. A report issued by National Summit on Retirement Savings that was held in June, 1998 states, “Americans must save more today if they are to realize the dream of a financially secure retirement tomorrow.” Section two of the report says: “Many Americans are not planning or saving enough to be able to afford to retire.” That hasn't changed since then and in today's poor economic climate savings are even harder to achieve. ...

Nov282021 by Paul LinusNo Comments

Advertising trends on industry horizon and business models

Advertising

The new global power structure, the planet's changing environment, the new economy, the aging of the baby boomers and the growing role of women in society are just some of the factors that advertising, marketing, public relations and branding must adjust to, even in the near future. Three of the industry’s best known futurists have offered a variety of ways the industry will, or at least should, change. Here are some of those ways. Michael Richarme of Decision Analyst Inc. Michael Richarme, a senior vice president for Decision Analyst Inc. of Arlington, Texas, offered these insights in the World Future Society’s Futurist Magazine: Youth will rule as the "Echo Boomers," a generation accustomed to instant gratification, replace the aging Baby Boomers in the workplace. They will ...

Nov272021 by Paul LinusNo Comments

How to calculate taxes withheld from a paycheck

Business

The law requires employers to withhold income taxes from employees’ paychecks. The tax withheld depends on the type of tax. The employee can generally control federal income tax withholding because it is largely based on his filing status, income and number of allowances. However, the government sets the Social Security and Medicare tax amounts. Figuring payroll taxes can be confusing, but once the process is understood, the withholding can be determined. Federal Income Taxes on a Paycheck Use Form W-4 and the IRS withholding tax tables to determine federal income tax withholding. The filing status and number of allowances from are on the W-4. Then, use the withholding tax tables (Circular E) for the appropriate tax year to perform the calculation. If the employee has 10 or fewer...

Nov242021 by Paul LinusNo Comments

A proven guide to tax free savings

Finance

The interest rates on savings accounts aren't currently that impressive. Consumers with money to save often find that a lot of the interest that they can earn gets eaten up by the tax they have to pay. There are, however, a range of tax free savings options that may be worth considering to avoid this happening. ISAs (Individual Savings Accounts) ISAs have been around since 1999. These accounts allow an individual to save money and/or invest in the stock market in specially designed accounts. Any interest that is earned from ISA accounts is paid tax free. These accounts have savings/investment limits imposed on them. So, for example, an individual is given a tax free ISA allowance of up to £7,200 a year. Up to £3,600 of this can go into a cash ISA. The rest, or alternatively so...