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Retirement plan advisors suggests paying off mortgage before retirement

Retirement plan advisors suggests paying off mortgage before retirement

Finance
Retirement plan advisors - While retiring completely debt-free is an optimum goal for better finance, many Americans will enter retirement with a mortgage note draining their nest eggs. According to one of the retirement plan advisors, Jonathan Clements, in his September 20, 2007, Wall Street Journal article “Retiring With A Mortgage? Here’s What to Do,” more than 32% of households in the 65 to 74 age bracket had a mortgage on their primary residence. This is a considerable increase from 1992 when the percentage of mortgage holders among this group was just 19%. Making Extra Mortgage Payments for Better Finance The recent recession of COVID-19 pandemic and the loss of value among investment assets means that fewer retirees will have the assets they anticipated would be available ...
Better finance – money making hobbies

Better finance – money making hobbies

Finance
Better finance - With a difficult economy, many families are looking for ways to earn extra money from home to better finance their living. Using a hobby as a source of extra income takes advantage of one's passion and talents. Money making hobbies take many forms in better finance strategy. Many people miss the earning potential from their hobbies. Take Stock of Hobbies and Talents When looking for ways to earn extra money from home for better finance, take stock of skills, talents and hobbies. Make a list of hobbies that members of the family enjoy. The home business idea can involve the entire family. Do any of these hobbies hold the potential to earn money? Does the family member have strong enough skills in the hobby to make money and keep a hobby-based business running? ...