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Tag: debt

What Can A Bailiff Take From My Home

What Can A Bailiff Take From My Home

Home & Garden
A bailiff is someone with, amongst other things, the legal authority to enter your home and seize goods for sale at auction to clear a debt. Debts which are subject to a County Court Judgment (CCJ) may be referred to the bailiffs, as may tax debts including poll tax, council tax, unpaid self employed tax debt and so on. This right is granted by the granting of a so-called 'distress warrant'. Most of your possessions may be seized, after which the bailiff is legally obliged to sell them on for the best possible price at auction and use the proceeds to pay off what you owe. When a bailiff gains entry to your home, he will make a list of all your possessions which may be seized, and their approximate value. These goods can then be taken away immediately, or alternatively the bailiff...
How To Manage You Finance Intelligently

How To Manage You Finance Intelligently

Finance
Financial independence is not something great or tough to achieve. It is simply the intelligence on how you manage your finance efficiently. Do take note that accumulated wealth does not make an individual rich, but what matters here are information, knowledge, wisdom and know-how. Below are couple of cool suggestions how you can stand strong on financial grounds: Plan monthly budget It is true rising income is not an easy task, but you can easily reduce your expenses. Certain expenses are voluntary in nature and so you can easily control those. It is recommended to cut down your expenses to certain percentage like about one-tenth of the total and invest in long term equity mutual funds. You will see over the period of say 20 or 25 years it will yield you huge. Treat the investme...
Is Your Debt out of Control?

Is Your Debt out of Control?

Finance
If you are one of the millions of people who are struggling with what seems like unmanageable debt, there are a few options for you to consider. Two of the more popular choices are bankruptcy and using a debt settlement service. Only you can determine which decision is best for your circumstances. While eliminating debt may be easier than you think, there are many cases when filing for bankruptcy simply makes more sense. This article isn’t necessarily to persuade you one way or the other, simply to inform you about using a debt settlement program. What you need to know Contrary to what you may have heard, using one of these companies doesn’t guarantee you will see an increase in your credit score. In fact, there are times that despite the best efforts of people working with you, your ...