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Tag: home buyer

First time home owner’s tips

First time home owner’s tips

Home & Garden
Buying a house is a decision that is not to be taken lightly since there are responsibilities and risks involved. For first time home owners, there are also a lot of extra costs. Pros of Buying a House Property is an investment. Once the mortgage is paid in full, the purchaser of the property has a home to live in for good and a cash value if he or she wishes to sell. Property prices have dropped considerably over the last 18 months in almost every country across the world, foreclosures are at an all time high, so now is possibly a good time to buy a house. A home owner has the freedom to make any changes to the property or decorating choices without having to consult a landlord. Cons of Buying a House Financial costs can be a lot more than initially budgeted for, on to...
Tips For First Time Home Buyer

Tips For First Time Home Buyer

Real Estate
It is always seen the first homebuyer is usually at a disadvantage as it is clubbed with intense emotion of buying first home and inexperience. In fact all these is like a recipe for disaster. To safeguard your hard earned money not overspent or wrongly spent, we will discuss in this article some basic, yet important, tips to help you buy first home peacefully and also to remain peaceful after buying too. Don't tell property agent too much Probably you may be dealing with one such agent who is a great person and you are well convinced the way he or she spare you the hard sell. However, it is very important to understand the loyalty of the person is not to you. The person works in the interest of the seller and the first job is to sell the house at maximum value. The agent will...
Top Financial Tips For First-Time Home Buyer

Top Financial Tips For First-Time Home Buyer

Finance
Buying a home is one of the biggest things to do in life. If you are a first-time buyer there are several things to consider and below are some tips from experts in the industry: Save for down payment You need to pay about 20 percent of the flat or home price as downpayment and so it is suggested to start saving for it early. Some lenders have started letting you pay less downpayment like as little as 3 percent, but know that even 5 to 10 percent may be hefty for you. Check credit Before buying a home you must check your credit as this will be one of the key factors for finance approval. Solve errors or disputes which are slowing down your credit score. Stop taking new credit Just ahead of buying a house it is not suggested to take new credit. Try to put a pause to an...
Tips On How To Find The Best Property Agent If You Are First Time Home Buyer

Tips On How To Find The Best Property Agent If You Are First Time Home Buyer

Real Estate
Now it seems you have decided to buy a home. Congratulations! But do you know what are the steps required as a precautionary method to deal with an agent who will help in buying the property. Below are some of the best tips to follow before buying a home and how to find the perfect agent who can make you deal with the right person and at the right price. Take a look: Narrow down where you want to live The first thing to do is find out where you want to live in. Know the place properly as it may help in finding the perfect agent too, who will thereafter help you in finding the best home. If you are more specific in your demand, you may have better chance of finding such agent who is well experienced in the particular market and who will surely fulfil your desires. Ask known ...