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Tag: personal injury

Meeting New York’s Serious Injury Threshold

Meeting New York’s Serious Injury Threshold

Health
All states have unique and different laws when it comes to personal injury matters, motor vehicle accidents, and the ensuing insurance claims from these types of incidents. Some states, including New York, have established laws specifically relating to the injuries sustained in these incidents. New York’s Serious Injury Threshold Law addresses personal injuries and sets out the standards as to what does or does not meet the serious injury threshold. This law is part of what determines whether you have a case after an incident such as a car accident and whether the insurance company has to pay. What Is the Serious Injury Threshold? The serious injury threshold in New York basically establishes a guideline that all personal injury lawsuits must meet when it comes to the injuries sustain...
Injury in New Port Richey? – Things to Know

Injury in New Port Richey? – Things to Know

General
If you have been injured in New Port Richey, you may be clueless. What should be your next step? What are your legal rights? How will you pay for your medical expenses? Often, there are not easy answers to these questions. Physical injuries are taxing in every way – mentally, physically, emotionally, and financially. The medical expenses of an injury can be huge, and there can be many other costs that aren’t medically-related. Some injuries in New Port Richey may require some time off from their work to recover, which leads to loss of income and other benefits. Other patients may need physical therapy and special accommodations. In the worst cases, some patients may even need surgeries. The best thing you can do to protect your rights is consult with a personal injury lawyer. They...
Tips: Credit score, insurance score and auto insurance premiums

Tips: Credit score, insurance score and auto insurance premiums

Automobiles
It's not that good or bad credit makes a driver a better driver; it's that insurance companies have found that individuals with poor credit tend to file more auto insurance claims with personal injury or vehicle damage compared to folks with good credit. Therefore, underwriters evaluate each driver's credit history to determine if a driver is considered a high risk from a claims perspective. Drivers with poor credit should expect to pay more for car insurance than their counterpart that has good credit. Insurance companies look at five factors when it comes to evaluating credit and determining whether or not it will affect auto insurance premiums positively or negatively. Payment History Affects Car Insurance Costs When determining an insurance score, companies look to see if the ...