finance Archives

Feb272024 by Paul LinusNo Comments

Essential investment strategies for 2024

Business

Looking forward to 2024, it is important to think about what happened unexpectedly in 2023. Experts had said there would be lots of problems like high prices, interest rates going up, fights between countries and economies getting worse. However, reality took a different course, surprising many with a bullish market. The Indian investor, riding this wave, might feel invincible. Yet, amidst the optimism, it is crucial to heed the words of legendary investor Morgan Housel: "Read last year’s market predictions and you will never again take this year’s predictions seriously." As we navigate 2024, investors can often be divided into two camps: the Rockstar Investor and the Spectator Investor. For the Rockstar Investor If you find yourself identifying as a Rockstar Investor—confiden...

Sep42023 by Paul LinusNo Comments

How cloud computing transforming health tech and fintech

Technology

Let us discuss in simple terms, how cloud computing is transforming healthcare and finance Cloud computing is like magic for many business houses. It is particularly working wonders in two important areas and these are health tech (which is all about healthcare technology) and fintech (which is about financial technology). As these fields keep growing and changing, cloud computing is helping them in many cool ways. These two industries are on the cutting edge of technology and constantly finding new and innovative ways to improve our health and manage our money. At the heart of their innovation is the cloud, a powerful tool that is changing the game for companies dealing in health tech and fintech. Easy Growth with Cloud Scalability Just like adjusting your clothes to fit, ...

Nov232022 by Paul LinusNo Comments

How to prepare for growth when trading Forex

Finance

Like many results-based online careers, trading currencies is a domain that earns far more with scaled attention than it possibly can through direct action. Much like online marketers scale their campaigns to appeal to people without their direct attention, many professional forex traders use automation tools and hired help to ensure that their campaigns can grow without their workloads spiraling out of control. With many currency traders moving from eighty hour work-weeks to incredibly manageable workloads, these automation systems and hiring ideas certainly come with backed up results and measurable effects. Using Hired Help to Take Care of Menial Currency Trading Tasks There's a concept that goes unnoticed and ignored far too often in the arena of trading currencies. It's call...

Jul222022 by Paul LinusNo Comments

Understanding management ratios

Business

Management ratios are used as a practical means of assessing the quality of financial management, therefore identifying whether financial management is recognised as becoming either less or more efficient. The three main categories of management ratios include: Cost and profitability ratios Working capital ratios Productivity ratios What are Cost and Profitability Ratios Cost and profitability ratios are a means of looking at the effectiveness of the way costs are being managed in relation to the turnover that has been achieved. This approach allows one to look at both movements and relationships between income, profit and costs. Changes in result may then be utilised in order to obtain a comparative analysis between periods of time such as months or years. The methods...

Jul192022 by Paul LinusNo Comments

How to finance small business venture

Finance

Entrepreneurial endeavoring attracts a risky lot. Once the great business idea is developed, it is time to handle the finances. First, it is best to obtain a clear understanding of the difference between business capital and a business loan. The word "capital" has different meanings in finance, economics, and politics. Business financial capital represents ownership in a business. If it is a sole proprietorship business venture that means 100% capital belongs to the sole business owner. Generally, a business has both capital value and liability exposure. Loans represent the leasing of capital, typically with interest, from another. It must be repaid. Loans come with certain legal obligations and constitutes a business risk or business liability. Self-Help Financing: Investing Per...

Jun302022 by Paul LinusNo Comments

Home refinancing following bankruptcy: How to refinance mortgage

Finance

Most U.S. citizens are discharged from chapter 7 after just 4 months. Getting a bankruptcy mortgage or home refinancing after bankruptcy is surprisingly easy, provided that you have either a sufficient down payment or equity in your property. Home equity is the difference between the value of your home and any loans that are secured on it. Raising a sufficient house deposit can be difficult, but lenders require this equity to protect their legitimate business interests in the event of the customer defaulting on the loan. How Much Equity is Required for Home Refinancing After Bankruptcy Equity is more than just a sign of commitment on the part of the borrower, it makes it easier for the lender to recover its money in the event of default. In order to improve your chance of getting...