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Tag: homeowner

Important tips to follow while buying homeowner’s insurance

Important tips to follow while buying homeowner’s insurance

Home & Garden
Before shopping around for a homeowners insurance quote, learn more about the policy: Homeowner's insurance policy coverages: actual cash value vs. replacement cost. We'll start off with actual cash value and replacement cost, because if this coverage isn't specified in the quote, homeowners could be in for some serious trauma if there is an insurance claim. Simply put, actual cash value includes depreciating the value of items at the time of the insurance claims assessment. The depreciation calculation varies by the item insured, the insurance company and the individual claims adjuster. Replacement cost value does not depreciate the value of items insured at the time of the insurance claims assessment. Replacement Cost is the actual cost to replace an item destroyed or damaged i...
How to Find Rental House Properties in Neighborhood

How to Find Rental House Properties in Neighborhood

Real Estate
When planning a move to a new place once a lease is up, the search may take longer when trying to find a house or townhome for rent. In comparison to apartments, these properties are usually not as readily advertised and the competition for the ones advertised is quite high. Consider the following avenues of locating townhomes and single family homes with minimal effort. Drive Around the Neighborhood to Locate For Rent Signs Not all landlords who own rental townhomes and homes advertise their properties through print or online real estate media. Some just place a "For Rent" sign outside the property. Driving around the neighborhood of choice can lead to the discovery of such rental properties. These rental properties may not have as many applicants as those advertised through...