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Tag: insurance company

Meeting New York’s Serious Injury Threshold

Meeting New York’s Serious Injury Threshold

Health
All states have unique and different laws when it comes to personal injury matters, motor vehicle accidents, and the ensuing insurance claims from these types of incidents. Some states, including New York, have established laws specifically relating to the injuries sustained in these incidents. New York’s Serious Injury Threshold Law addresses personal injuries and sets out the standards as to what does or does not meet the serious injury threshold. This law is part of what determines whether you have a case after an incident such as a car accident and whether the insurance company has to pay. What Is the Serious Injury Threshold? The serious injury threshold in New York basically establishes a guideline that all personal injury lawsuits must meet when it comes to the injuries sus...
Tips for Dealing with the Aftermath of a Car Accident

Tips for Dealing with the Aftermath of a Car Accident

General
Even the most minor car accidents can be utterly devastating because they lead to insurance meetings that were not in your schedule. It becomes worse if there are serious injuries, car wreckage, and other property damage. You have to start thinking about your health and how to repair your damages and other losses, all at the same time. When this happens, it is normal to feel confused as to what to do next and where to get help for everything. Here’s a list of tips that will come in handy should you ever find yourself in this unfortunate situation. 1)  Are You Injured? Your health and that of other victims should come first. If you or any other persons are injured, call an ambulance. Seeking medical help after an accident is crucial for the detection and early treatment of de...
How to Choose the Right Group Health Insurance Policy?

How to Choose the Right Group Health Insurance Policy?

Health
  Group health insurance is one of the most economical health insurance that is available as it covers the employees and their families for a specific sum insured without the need of paying the premium. The employer pays the premium on employee’s behalf and the premiums are quite affordable as the policies are issued in large numbers. As per the Ministry of Home Affairs new guidelines, it is now mandatory for all the employers to provide medical insurance coverage to their employees on if they resume operations after the COVID-19 lockdown.  So, if you are planning to get a group health insurance cover, you can consider the below-mentioned tips in order to choose the right health insurance policy for your employees: 1. Selecting the Adequate Coverage Amount: Sum insured or ...
What Should I Do After a Car Accident in Los Angeles?

What Should I Do After a Car Accident in Los Angeles?

General
After a car accident, your primary concerns should be getting yourself to safety and recording as many details of the crash scene as possible. These are not tasks that you should drag out, but ones that should be addressed immediately after the crash. You don't want to allow the negligent driver to flee the scene before they exchange information, or wait too long to file a report, as your memory of the collision may grow unreliable. There are several essential steps to follow for your best chance at developing a strong case in getting compensation for your injuries. Being one of the most crowded in the world concerning traffic and population, Los Angeles is quite a dangerous place to stick around too long after an accident. The scene of the collision is sure to attract negligent dri...
5 Things that You Need to Know About Car Insurance Now

5 Things that You Need to Know About Car Insurance Now

Automobiles
Do you have car insurance? Is it giving you the coverage that you require and that too at an affordable price? Here are the 5 important factors that you need to consider while purchasing new insurance or renewing your old policy. 1.Do the comparison: Every insurance company has its own set of rules and regulations, on the basis of which the pricing part is decided. This implies that there can a considerable difference between the costing of two insurance companies even when the coverage being offered by both is similar. For example, Geico mechanical breakdown insurance price is going to vary from another insurance company despite the fact that the latter is also covering mechanical breakdown only. You could be sticking along with your trusted car insurance firm for years, however...