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Tag: save money

7 proven ways to save money on car insurance

7 proven ways to save money on car insurance

Automobiles
In America, just about everyone needs car insurance. It’s a legal requirement in most states that must be met before driving a vehicle. Dealing with car insurance can be tricky and frustrating, though, because there are so many factors to consider. And let’s face it, nobody really wants to fork over a few hundred dollars every month just to be able to drive the car that they already spent money on. Many people are adequately covered by their vehicle insurance policy, but do not realize that they may be paying more than necessary for what they’re getting in return. It's possible that other car insurance agencies out there are willing to provide the same quality of insurance at a lower price. Here are a few ways in which you can get the best insurance coverage for your car without ...
How to save money with cookie jar

How to save money with cookie jar

Finance
A lot of people are watching their weight and don't need to eat cookies! So why not take that old cookie jar that's lying around and put it to good use? Take all the spare change that accumulates and drop it in that jar. In fact don't just put spare change in there, gather coins from anywhere and everywhere to go in the stash. Then by the end of the year, count it all out, and invest! The amount that savers will generate can be astounding. How to Save Money with a Cookie Jar First, take all the loose change from wallets, pockets, drawers around the house, and drop in that old cookie jar in the pantry. Then simply watch it grow for the next 12 months. But this is not just a passive activity! Take an active approach to collecting change. At the supermarket, dry cleaner, even the co...
How To Have Good Time On A Budget In Los Angeles

How To Have Good Time On A Budget In Los Angeles

Travel
When you’re planning for a vacation, being on a budget doesn’t always have to be a bad thing. You can save money and still take in the best sights in LA for a memorable trip.  Why Los Angeles? Los Angeles is one of the most vibrant and well-known cities in the world, and it’s no surprise that many people choose this as the number one choice for a California trip. Whether you’re a movie buff wanting to experience Hollywood, passionate about culture, or looking for the best eating and drinking scenes, LA has it all.  For such a popular city, you might expect to pay a fortune for a memorable trip to LA, but that never has to be the case. There are plenty of affordable things to see and do in LA, and you can still have your perfect trip no matter your budget.  How to Have a Good Time...
Success In Business Is All About The Final Numbers.

Success In Business Is All About The Final Numbers.

Business
Many businesses are beginning every single hour of the day all across the world and the one thing that they all have in common, it is that they're trying to save themselves money. It makes sense to want to try to save money at the beginning of any new business because most businesses go under within the first two years of setting up, because they run out of cash to pay utilities like rent and electricity bills. For this reason, many business people prefer to try to do their own accounting practices and because they are too close to the numbers, they fail to see financial issues as they arise. It is your job as a business owner to keep an eye on sales and your staff, and not to be worrying about financial statements, financial data, bank accounts and everything else that goes with it. ...
How to save money and invest in a house

How to save money and invest in a house

Real Estate
Buying the first home starts with raising enough funds for a home loan deposit. While everyone understands the need to save for at least 10% to 20% of the purchase price, not many know exactly how to accumulate that amount of money. Saving money to buy a house requires some sort of planning and strategy. Here are some useful tips for raising home loan deposits. Open a First Home Saver Account First time home buyers in Australia should open a First Home Saver Account, a tax effective way to save for a house deposit. Basically, the first $5000 of individual contribution made each year to the account will see the government contributing 17% of that amount. This is much higher than any interest rate in savings accounts or fixed term deposits. The First Home Saver Account should not...
How to save money, reduce summer expenses, reduce debt

How to save money, reduce summer expenses, reduce debt

Finance
Reducing household and other expenses during the hot summer months can save a lot of money. A regular review of the following hints may prove to be valuable! Power Bills Electricity bills often soar during summer – especially in houses with air-conditioning. If you have air-con, then use it sensibly. Keeping your house cool by keeping blinds and curtains closed, especially early on hot days when homes can rapidly heat up. If your house has upper floors, you may be able to cool most of the house by cooling the upper floors and letting the cool air fall through the rest of the house. (And warm your house during winter by heating the bottom story with hot air rising.) Also, check the seals on your refrigerator. A fridge working extra hard to keep cool can chew up a lot of additio...