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Tag: Money

Visiting Costa Rica on a vacation

Visiting Costa Rica on a vacation

Travel
Costa Rica is one of the hottest ecotourism destinations on the planet. Boasting astounding fauna and flora, and stunning natural wonders; this compact nation of just 4 million people is high on the list of must-visit destinations for travellers seeking natural attractions and adventurous excursions. Looking for Costa Rica itinerary ideas? See Costa Rica - the Highlights in Under two Weeks. Conservation in Costa Rica When it comes to sustainable travel, Costa Rica is regarded as one of the most environmentally switched on nations in the world. How the country will cope with the rapid rise in popularity of ecotourism is yet to be determined, however, and there is concern over the long-term impact of tourism on Costa Rica's delicate environment. Visitors to Costa Rica should tak...
How to save money and invest in a house

How to save money and invest in a house

Real Estate
Buying the first home starts with raising enough funds for a home loan deposit. While everyone understands the need to save for at least 10% to 20% of the purchase price, not many know exactly how to accumulate that amount of money. Saving money to buy a house requires some sort of planning and strategy. Here are some useful tips for raising home loan deposits. Open a First Home Saver Account First time home buyers in Australia should open a First Home Saver Account, a tax effective way to save for a house deposit. Basically, the first $5000 of individual contribution made each year to the account will see the government contributing 17% of that amount. This is much higher than any interest rate in savings accounts or fixed term deposits. The First Home Saver Account should not...
How to save money, reduce summer expenses, reduce debt

How to save money, reduce summer expenses, reduce debt

Finance
Reducing household and other expenses during the hot summer months can save a lot of money. A regular review of the following hints may prove to be valuable! Power Bills Electricity bills often soar during summer – especially in houses with air-conditioning. If you have air-con, then use it sensibly. Keeping your house cool by keeping blinds and curtains closed, especially early on hot days when homes can rapidly heat up. If your house has upper floors, you may be able to cool most of the house by cooling the upper floors and letting the cool air fall through the rest of the house. (And warm your house during winter by heating the bottom story with hot air rising.) Also, check the seals on your refrigerator. A fridge working extra hard to keep cool can chew up a lot of additio...
Using color to design room saves money

Using color to design room saves money

Home & Garden
Interior designers are well worth their weight in gold, but in today's tight economy, gold is a little harder to come by than it once was! Money need not be an issue when it comes to creating a truly Impressive home interior, however. By understanding a few basic styling principles about color, you can create a truly beautiful interior without cashing in the 401K. The Right Color Can Change The Look of a Room Before starting an interior styling project it's important to determine a color scheme. Quite often, just changing colors in a room is all that's needed to create a brand new style or create a feeling of freshness. For many people, however, selecting the correct color is often the most daunting part of the process. How to Choose The Correct Color Color preference is as...
Tips on how to retire without running out of money

Tips on how to retire without running out of money

Finance
Whether one is contemplating retirement or already retired, the primary need for this stage of life is sustainable income. The challenges of rising medical expenses, inflation, taxes, and uncertain U.S. Social Security retirement benefits greatly complicate the equation. The key question for retirees changes from “Can I afford to retire?” to “Can I afford to stay retired?” Income Needs During Retirement Many people assume they will need less income in retirement than they did during their working years. Others are surprised to find they need the same amount of income or sometimes more to maintain their desired retirement lifestyle. Income needs during the early years of retirement are largely driven by leisure activities, such as travel. Later in retirement, the need for more, an...