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Tag: Money

How to save money with cookie jar

How to save money with cookie jar

Finance
A lot of people are watching their weight and don't need to eat cookies! So why not take that old cookie jar that's lying around and put it to good use? Take all the spare change that accumulates and drop it in that jar. In fact don't just put spare change in there, gather coins from anywhere and everywhere to go in the stash. Then by the end of the year, count it all out, and invest! The amount that savers will generate can be astounding. How to Save Money with a Cookie Jar First, take all the loose change from wallets, pockets, drawers around the house, and drop in that old cookie jar in the pantry. Then simply watch it grow for the next 12 months. But this is not just a passive activity! Take an active approach to collecting change. At the supermarket, dry cleaner, even the co...
Money saving tips to reduce meals eaten out

Money saving tips to reduce meals eaten out

General
A clean kitchen can be a tool used to lower the amount of money spent eating out. Kitchen cleaning may not be extremely high on the household to do list. However, having a clean kitchen can pay off in hundreds of saved dollars each month. Maintaining a clean kitchen creates an inviting environment that is easy to spend time in, and entertain friends. Having an unclean kitchen is one of the top for reasons that people decide to eat out. No one wants to clean extensively before preparing a meal. Here are three tips to help maintain a clean kitchen. Keeping surfaces clean is the easiest way to make an area appear to be clean. Make it a habit to immediately place old food in the trash or garbage disposal after each meal. Fill one side of the sink with hot soap water. Use a hand held scr...
Retirement planning and superannuation

Retirement planning and superannuation

Lifestyle
Retirement is something we all tend to think about from time to time, but many of us are not particularly serious about saving for it. Generation Y, for instance, might laugh off suggestions that they need to consider investing for their golden years in the distant future. However the bitter truth remains that the Twenty-First Century is undoubtedly an economically evil era. Times are perpetually changing for the worst and job security is virtually a thing of the past. A stable nest egg in this day and age of global recession and heavy superannuation losses is critical, if not mandatory, for those of us who want to retire comfortably - especially for those of us young folk who want a stable retirement in the future. Superannuation is Important but not Guaranteed One of the wor...
Temporary government loan modification for unemployed

Temporary government loan modification for unemployed

Career
For homeowners, an unexpected job loss can be a unpleasant obstacle in the way of obtaining a home loan modification due to the fact that lenders require homeowners to possess an income sufficient enough to comfortably repay a modified mortgage loan. Through the Making Home Affordable program, the federal government offers temporary loan modification to unemployed individuals to help them avoid foreclosure while seeking new employment. Home Loan Modification for the Unemployed Unemployed homeowners can apply for a forbearance plan through Making Home Affordable. The goal of the forbearance plan is to give the homeowner manageable mortgage payments until he can find employment. Restructured mortgage payments can continue for a minimum of three months and maximum of six months. ...

Investing in mutual funds is convenient way to diversify

Business
A mutual fund is a company that buys securities, which are stocks, bonds, money markets, etc. The company employs professional fund advisers that spend their days buying and selling the securities that will make them and their clients money. When an investor buys a share of a mutual fund, they are buying a share of that company. Mutual Funds Make Investing Convenient Every business show, investment section of a paper, investment articles online and in magazines explain that diversification is key to investing. Mutual funds make diversification automatic. Diversification is the dispersal of an investor's portfolio funds across different securities, industries, and growth objectives. Diversifying reduces the volatility of an investor's portfolio, and if one company tanks, the investor'...
Money making tips by blogging with advertisements

Money making tips by blogging with advertisements

Advertising
Earning money with a blog is a fun and creative way to make money on the web, but many new bloggers aren't sure exactly how to successfully monetize a blog. As a result, many bloggers fall short of their potential in terms of how much money they earn blogging. Blog Advertising vs. Pay-Per-Post Blogging Websites The blogs that make the most money are niche blogs that utilize several different advertising methods. It's fairly easy to set up advertising on a blog and making money blogging via advertisements has a distinct advantage over the other primary method to earn money with a blog: pay-per-post programs. Pay-to-post blog programs pay bloggers for each blog post (a limit of one per day, usually), providing the post meets the site's criteria. This method to earn money bloggin...